Important Disclaimers and Legal Information
Past performance does not guarantee future results.
Financial planning involves risks and individual circumstances vary significantly. Results are not guaranteed.
Welcome to rivaneloqtis's disclaimer section. Please read this information carefully as it outlines important limitations and considerations regarding our financial planning subscription service. Your use of our services indicates acceptance of these terms.
General Service Disclaimer
rivaneloqtis provides general financial planning consultation services designed to help individuals understand their financial situation through analytical reviews and personalised discussions. Our service is consultative in nature and does not constitute specific financial advice tailored to your individual circumstances. We recommend consulting with licensed professionals before making significant financial decisions.
Limitations of Liability
Our liability is limited in accordance with Australian consumer law. The following limitations apply to our services and website usage.
- rivaneloqtis shall not be liable for any indirect, incidental, or consequential damages arising from the use of our consultation services.
- Our maximum liability for any claim shall not exceed the total amount paid for your subscription in the preceding 12 months.
- We are not responsible for decisions made based on information provided during our consultations without independent verification.
- Time limits apply to all claims, which must be brought within 12 months of the relevant consultation or service provision.
Information Accuracy and Currency
While we strive to provide current and accurate information during our consultations, financial markets and regulations change frequently.
- All information is provided in good faith but may become outdated between consultation sessions.
- Market conditions and regulatory changes may affect the relevance of previously discussed strategies.
- Clients are responsible for verifying information independently before making financial decisions.
Consultation Scope Limitations
Our subscription service provides analytical reviews and general financial planning discussions. This does not constitute licensed financial advice, legal counsel, or professional recommendations for specific financial products or transactions.
Third-Party Resources
Our website and consultations may reference external resources, tools, or websites. We do not endorse or take responsibility for the content, accuracy, or availability of third-party resources. Users access external links at their own discretion and risk.
Individual Outcomes Variation
Financial planning outcomes depend on numerous personal factors including income, expenses, goals, risk tolerance, and economic conditions beyond our control.
Individual results may vary significantly based on personal circumstances and implementation of discussed strategies.
Success in financial planning depends on consistent application of sound principles, market conditions, and individual commitment to the planning process. We cannot guarantee specific outcomes or timelines for achieving financial goals.
Client Indemnification
Clients agree to indemnify rivaneloqtis against claims arising from misuse of consultation information, failure to seek appropriate professional advice when recommended, or decisions made without proper due diligence following our discussions.
Legal Jurisdiction and Applicable Law
These disclaimers and our service terms are governed by Australian law, with specific provisions varying by state and territory.
Jurisdiction: Australian courts have exclusive jurisdiction over disputes arising from our services.
Governing Law: Laws of Australia, with state-specific variations applying based on client location.
Some consumer protection rights may vary between Australian states and territories.
Age and Capacity Requirements
Our financial planning consultation services are designed for adults who can enter into binding agreements.
18+ only
Health-Related Financial Considerations
When discussing health-related financial planning aspects, we provide general information only.
Health-related financial planning discussions are general in nature. Consult healthcare professionals for medical decisions affecting your financial planning.
Disclaimer Updates
We may update these disclaimers periodically to reflect changes in our services, legal requirements, or industry best practices. Continued use of our services indicates acceptance of updated terms.
Acceptance and Agreement
By subscribing to our services or using our website, you acknowledge that you have read, understood, and agree to be bound by these disclaimers and limitations.
Contact Information
For questions about these disclaimers or our services, please contact us using the information below.
Email: contact@rivaneloqtis.com
Phone: +61 629 496 842
Address: Level 12, 680 George Street, Sydney NSW 2000
Last updated: August 25, 2025